If you could have any 3 cards...

[takeshi74]

(nm)

[samm90]

A little thread necromancy eh?

Interesting to read from a few years ago.

I'm currently happy with IT BCE and Freedom.

I don't spend enough for anything with an AF to make sense yet.

[USF813]

I would certainly like to have my Amex back for the backdating feature, but I'm on the blacklist. In addition to my NFCU card I'd probably add just one more - the IHG rewards visa. It's an often overlooked card with decent benefits.

[Fico2Go]

My order of preference agrees with Schwebb and is the order cards are pulled out of my wallet.

1. Amex Blue Cash Preferred - 6% on groceries, 3% on fuel, and 1% everything else

2. Discover It - 5% categories

3. Barclaycard 0% for 18 months.  For purchases that do not benefit much from rewards  I place on 0% interest.

 4.  I can go without VISA and substituate with

Amex PRG for everything else.