If you have an AMEX and...

[reckedhim]

...you apply for another Amex, is it a SP or a HP?  I thought I read it's an SP but i coudl be wrong.  

[myjourney]

SP if denial HP if approved

[reckedhim]

So it's an HP either way?

[reckedhim]

Nevermind.  They SP first to see if you're qualified.  If so, they HP.  Correct?

[LS2982]

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@reckedhim wrote:

...you apply for another Amex, is it a SP or a HP?  I thought I read it's an SP but i coudl be wrong.  

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Like myjourney said if you get declined it is a SP but if your approved it is a HP. Sometimes it casn slip up if your not logged in to get that perk from AMEX.

[L0RDAVENTAD0R]

If approved for the 1st AMEX, the 2nd application will be a SP.

If approved for the 1st & 2nd applications, a third application would require a HP.

So three apps = 2 HP's & 1 SP.

[gsxrgt]

I have a BCP and applied for the PRG a few weeks ago and it was a hard pull via transunion for me here in CA.

[reckedhim]

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@gsxrgt wrote:

I have a BCP and applied for the PRG a few weeks ago and it was a hard pull via transunion for me here in CA.

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Were you approved?

[LS2982]

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@GMCSierraDenali wrote:

If approved for the 1st AMEX, the 2nd application will be a SP.

If approved for the 1st & 2nd applications, a third application would require a HP.

So three apps = 2 HP's & 1 SP.

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That's incorrect if its not done immediately after the 1st approval. If you wait days between apps it's 2 HP's.

[E150GT]

It also seems they dont do a new SP for new apps. They use the last pull they did. I was denied in March for a SP that was done in january when I had high util. I have to wait until whenever they soft again to get an approval.