Increase CL or or Open a new CC

[Slabenstein]

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@Anonymous wrote:

After doing some research and listening to your advices I've decided the following:

- PC CapitalOne Platinmum to CapitalOne Savor. Why? Better chance of higher limit on the long run + cool looking card (metallic) + only good and excellent credit score will be accepted, unlike quick sliver which is attainable even with fair credit. so i don't mind the annual fee.

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Is Cap1 offering an upgrade to Savor on your Platinum?  You can only PC their cards when you have an offer to do so, and only to the offered cards.

[Anonymous]

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@Slabenstein wrote:

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@Anonymous wrote:

After doing some research and listening to your advices I've decided the following:

- PC CapitalOne Platinmum to CapitalOne Savor. Why? Better chance of higher limit on the long run + cool looking card (metallic) + only good and excellent credit score will be accepted, unlike quick sliver which is attainable even with fair credit. so i don't mind the annual fee.

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Is Cap1 offering an upgrade to Savor on your Platinum?  You can only PC their cards when you have an offer to do so, and only to the offered cards.

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you are right!

called Capitol one today they said we cannot get you upgraded to Savor but we can offer you Quick Silver so I took it

[Anonymous]

Alright, So here is a recap:

- Checked my Apple Card limit was 8.5k so declined it. it's not worth opening a new account for that. i will check after 3 months. i heard they were giving low limit during the pandemic hope something will change down the road.

- Capitol one CP to QuickSliver took 1 min on the phone they updated my account online right away i was disappointed I wanted Savor but hey..it's what it's

- CLI Discover 23k to 26k i was hoping for more.

- CLI CU 19k to 30k Happy

- CLI Citi ..Declined no idea why? probably I need to use this card more often

- CLI Capitol one 9k to 15k 

- I will wait on Chase Sapphire Preferred CLI since I have heard they do hard pull so probably will wait 3 months then request CLI (correct me if I am wrong)

i might actually apply for Capitol one Savor i heard they are good on giving high limit up to 30k upon account opening again it's gambling not knowing how much you will get approve for I wish they can tell us upfront before going ahead with the account.

[Anonymous]

We haven't seen those $30k Savor/Venture approvals since before Covid. If $8500 on Apple isn't worth a HP, is a blind app for Savor with a likely SL between $4-10k (as long as your scores are high, otherwise probably less) worth three HPs and stingy growth potential? I wouldn't think so.

[Anonymous]

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@Anonymous wrote:

We haven't seen those $30k Savor/Venture approvals since before Covid. If $8500 on Apple isn't worth a HP, is a blind app for Savor with a likely SL between $4-10k (as long as your scores are high, otherwise probably less) worth three HPs and stingy growth potential? I wouldn't think so.

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Thanks!

you are right, i would have to agree with you on this one a lot of credit card issuers are being stingy with their limits because of the pandemic. I'll keep trying with Apple's card in the next 3 months if it gets at least 10k SLI i will take it otherwise I will wait another year hoping things will get better.