Indigo Unsecured that MyFico is allowing to advertise above!

[Creditaddict]

Can anyone actually prove to me that they offer an unsecured card AT ALL?

I have done the pre-qual, I did my partner... they show that you will be pre-qual for 1 of 3 cards that are unsecured with $0, 49 or whatever AF.

I have yet to see an actual unsecured card though, just secured cards with a couple different AF's.

Why does MyFico allow advertising that isn't even legit?!

[padme]

It's like a credit one card right? Not sure if anyone would want another

[CreditDunce]

You are much more patient than I am.  I blocked those ads the first day I saw them.  I had to pull the site up without the blockers to remember what you are talking about. I hated having to scroll down past them to scan for threads I wanted to read.

[CreditCuriosity]

Appears legit from the terms and conditions I read although yes they are a subprime card.  I Believe it stated SL would be $300..  I would imagine to qualify for the 0 AF one you would have to have pretty good credit being your partners case, but if this is the case why would one need a card with a $300 limit?  Otherwise the other two tiers the AF is making them money hand over fist probably.

[Creditaddict]

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@CreditCuriousity wrote:

Appears legit from the terms and conditions I read although yes they are a subprime card.  I Believe it stated SL would be $300..  I would imagine to qualify for the 0 AF one you would have to have pretty good credit being your partners case, but if this is the case why would one need a card with a $300 limit?  Otherwise the other two tiers the AF is making them money hand over fist probably.

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The terms say that if you don't qualify for this offer we may send you to an offer for a different bank... I'm saying has anyone actually received the unsecured offer... I ran it for both my partner and I and we "didn't" qualify for 1 of those 3 tiers of unsecured, we only qualified for a secured card by a different bank!

Seems like a fishy way to push a secured card from a totally different bank!

How do you block the ads!!!

[creditguy]

The question I have is; why waste your time trying to figure out a card you have no intention of actually getting. It's a worthless junk fee card that no one should waste their time with. I wouldn't even trust this card with my pre qualification info. That whole different bank thing threw up some red flags for me, you are right about the fishy thing.

[Creditaddict]

I help a lot of people with credit repair and three-tiered low af card with a high interest wouldn't be that bad for some of them but it doesn't seem to actually exist it seems to push all prequel to a secured card

[torry590]

I have the card, I used the prequalify.  They gave me the card with just a SP, no HP after applying. 

[Creditaddict]

Which card though? Af?

[Anonymous]

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@Creditaddict wrote:

How do you block the ads!!!

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What browser are you using?  In Safari, I use the AdBlock extension. It's awesome.