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Individual to Joint Account

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Individual to Joint Account

Newbie here! Does it matter to your score whether a CC account is an individual account or jointly held account? I'm considering adding my son as a joint account holder to help boost his score but don't want to impact mine....
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Re: Individual to Joint Account



lola99 wrote:
Newbie here! Does it matter to your score whether a CC account is an individual account or jointly held account? I'm considering adding my son as a joint account holder to help boost his score but don't want to impact mine....


Individual and joint accounts are scored equally, that is they carry equal weight.  Nope, no impact to your scores. Your son's scores might increase though
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