I did some changes to my credit in the last two months or so. Got a citi diamond preferred and chase freedom with offers and rates that were just to good to pass up. I also closed two older cap one accounts becuase they were charging me a fee and the rates were rediculous. My offer all credit position is much much stronger now with 46,000 in available credit at great average rates. My transunion score went from 718 to 692! My equifax went from 818 to 808, and my experian plus fako weUnt from 790 to 774. I always have more issues with transunion than any of the others for some reason. The changes in the long run though are worth the drop as long as my other creditors don't decide I am a high risk with the 692. Sorry for the spelling...big thumbs on an iPod touch.
