Opened: 8/23/2019 - Close 9/10/2019
Minimum Payment due 10/5/2019.
First transaction was 8/30
Updated: 9/1/2019 per Experian CreditWorks daily report
My new Discover card posted their first balance mid-cycle which was way before the payment was due (2+ weeks) so I was at 10% util. *I THINK* this dropped Experian FICO score by 7 pts judging by no other changes.
Not worried it about it though, will PIF. Just somewhat interesting data.
@randomguy1 wrote:Opened: 8/23/2019 - Close 9/10/2019
Minimum Payment due 10/5/2019.
First transaction was 8/30
Updated: 9/1/2019 per Experian CreditWorks daily report
My new Discover card posted their first balance mid-cycle which was way before the payment was due (2+ weeks) so I was at 10% util. *I THINK* this dropped Experian FICO score by 7 pts judging by no other changes.
Not worried it about it though, will PIF. Just somewhat interesting data.
OP, there are two fileds there. One is status updated, and the other one is balance updated.
If you look at "status updated" field, date will be 09/01
Under "balance updated" it should have your closing date 9/10/2019
Yep they mid-cycle reported my new Miles. They reported it with an $80 balance and they reported it again at $113 and my first bill isn't due til November 19th.
I added my roommate as an AU which generated the $113 reporting but I have no idea what sparked the $80.
I had almost 400 out of 1000 on it so it hurt me a bit too. Paid before statement balance but the mI'd-cycle reporting hurt a bit.