@Anonymous wrote:
You're on the right track. Just keep to your goals and learn to kind of think of your credit cards as debit cards. It may help you to not over extend yourself. You're not alone in that many of us, myself included, have hurt our credit significantly in the past by making poor choices. All you can do after the fact is learn from your mistakes, like everything else in life. You seem to have a good grasp of what you need to continue doing to move forward with your credit goals. Don't app to just app, or get sucked into it by reading all the approvals and applications on here. It's very easy to get out of control, and in the end, you'll most likely regret the choices you made and all the additional cards, INQ's, and new accounts you opened. As you've read plenty of times on here: "the credit game is a marathon not a sprint, quality over quantity". Best of luck and help pay if forward with what you've learned. There's plenty of people who can benefit from your experience.
Thanks again and agree with everything you said, im 39 hopefully I will figure this out soon.
