Is AMEX stalking me (or every member out there)?

Aarvard · ‎12-18-2014

I got approved for Barclay on 12/17, and when Barclay reported my account on 12/18, Amex immediately initiated an Experian soft pull on the same date, which I don't think it is a coincidence. Does Amex have an automatic system monitoring account holders' credit activities that closely?

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.

09Lexie · ‎12-18-2014

Yep, and they aren't the only ones. Chase has been known to utilize the same type of alert.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

FinStar · ‎12-18-2014

@09Lexie wrote:
Yep, and they aren't the only ones. Chase has been known to utilize the same type of alert.

+1

Barclays is also well known for this SP behavior as well as BofA.

Aarvard · ‎12-18-2014

Scary creditors who are ready to seize your neck anytime you go on a spree lol

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.

taxi818 · ‎12-19-2014

@Aarvard wrote:
Scary creditors who are ready to seize your neck anytime you go on a spree lol

I would not worry of it. Keep in mind. It's a loan they extend to you. If they are nervous. Then so be it. Just font pay minimums. Or max out anything.

VirtualCuriosity · ‎12-19-2014

Debt is the most marketed product by far. So, the CC companies will seek out those that are proven to be willing to play.

TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15

Membersince2013 · ‎12-19-2014

Don't get paranoid. Amex and Chase SP me twice a month. They've been doing it for a little while now. BOA and Citi does at least once a month. They're just checking on things. Making sure you're not going too crazy.

Lyythine · ‎12-19-2014

Ive always wanted to charge up a couple cards and let them report just to see what Amex would do, however, Ive never built up the courage to try it out... I never carry a balance, so I am sure I would get some pretty swift AA from Amex.

taxi818 · ‎12-19-2014

@Lyythine wrote:
Ive always wanted to charge up a couple cards and let them report just to see what Amex would do, however, Ive never built up the courage to try it out... I never carry a balance, so I am sure I would get some pretty swift AA from Amex.

When you say charge up. You mean max out? If so yes. Swift action. Shut down.

baller4life · ‎12-19-2014

Amex are straight stalkers LOL!