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Is Amex Delta Platinum in SFO area Worth it???

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Anonymous
Not applicable

Is Amex Delta Platinum in SFO area Worth it???

It’s not a Delta Hub. But anyone have any experience getting value from the points or companion pass. Don’t care about sky club. Just trying to see if the $195 annual fee is recoup able with the companion pass on renewal. The SUB is pretty good with 70K, not a delta loyalist so the 10K MQM is not worth it to me since I fly with whoever has the best deal.
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7 REPLIES 7
digitek
Established Contributor

Re: Is Amex Delta Platinum in SFO area Worth it???

I just recently picked one up. Free checked bags and companion pass pay for $195 AF for me. Have to eat that first AF, but the $100 credit and 70k miles help offset that.

Message 2 of 8
K-in-Boston
Credit Mentor

Re: Is Amex Delta Platinum in SFO area Worth it???

You should absolutely be able to offset the AF with the a companion ticket (not even including the free bag perk for you and a small army), assuming you fly to at least one far-flung lower-48 destination  (i.e. SFO-LAX or SFO-SEA you could likely find revenue tickets on Southwest or another airline for less) each year.  And like digitek said, the 70k miles currently being offered are a tremedous value in and of themselves that should offset the AF for at least 4 or 5 years depending on how you redeeem them.

Message 3 of 8
NRB525
Super Contributor

Re: Is Amex Delta Platinum in SFO area Worth it???

The calciulation is:
$95 relates to the Delta Gold card. That baseline gets you the free checked bag, 20% discount on purchases, half price Delta Lounge fee and 2SkyPesos on Delta tickets.

Then the Delta Platinum adds $100 per year, to add the companion pass and potential to earn MQM on $25k spend.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 8
drboxing
Established Contributor

Re: Is Amex Delta Platinum in SFO area Worth it???

If you fly often on Delta, the card is definitely worth it, the perks will cover the $195 annual fee. I have the card and it works for me




Message 5 of 8
Noctilum
Frequent Contributor

Re: Is Amex Delta Platinum in SFO area Worth it???

It doesn't really matter what airport you are using (unless Delta has no presence there).  You can get a good couple flights out of the 70,000 bonus points the initial $195 gives you.  Then you get the free companion flight for each renewal thereafter. It's definitely worth it, even if you only fly once a year with a companion.

 

A $390 investment for 2 years can net you:

- At least a couple main cabin tickets or one first class ticket depending on route

- If you are lucky (and spontaneous), I've gotten award Delta One tickets for 65,000 Skymiles for a flight that would have otherwise cost $5000 

- Companion certificate that is worth one main cabin ticket

- Free checked bags, which is normally $25 per person, per flight

 

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Anonymous
Not applicable

Re: Is Amex Delta Platinum in SFO area Worth it???

Thank you all. I’m gonna go for it. Good thing the promo ends 4/11 cause my 2/90 is up on 4/1. But it mocks me with the your pre approved language when I click on it trying to set me up for failure before the 2/90 is over.
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drboxing
Established Contributor

Re: Is Amex Delta Platinum in SFO area Worth it???

Keep us posted on your results




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