@Anonymouswrote:Okay so I decided to go with the CSP, approved for SL of $14K. Should I also take advantage of the same HP and app for the Freedom in same day, or wait until "offers" show up in my accnt? The 30 day rule?
You got a Chase card. I wouldn't push it. Applying for two chase cards on the same pull and then having two new amex cards pop up seems like its asking to draw attention for agressive credit seeking. I think you will probably be fine with three cards, but pushing chase for more credit immediately might trigger something with the computers, especially if you were not previously a chase customer. Just chill and garden at this point.
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@Anonymouswrote:I think six months between apps is fine. I was approved for the Chase Freedom on 12/28; applying through a personal banker after a pre-qualification popped on the online tool. I then cold app'd for the Chase Amazon card on 2/26 and was also approved. But I'm putting six months between the Freedom approval and my next Chase app primarily because I was told by a personal banker that it takes about that time for new offers to come along after an online pre-qualification offer is accepted. I can't vouch for the accuracy of that information but 6 months seems like appropriate breathing room to create a payment history on the existing Chase cards.
I think 6 months between chase cards is realistic. This is assuming that in the next 6 months you don't app for another 20 cards. I have most the cards I really want, so don't app very often but back when I had a lot of cards I was going after I would app for 3-4 cards and then wait six months before doing more apps. This was before the 5/24 rule. Now I app pretty much only for business cards and usually app for 1 or 2 every six months. A lot of that has to do with fewer choices or waiting on bonus clocks to reset.