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Is EQ the favored credit bureau by most credit cards?

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Frequent Contributor

Re: Is EQ the favored credit bureau by most credit cards?

IME, EX has been pulled exclusively for the vast majority of my cards. The only one that have pulled EQ are Amex (triple pull) and AT&T when I bought a phone, and then on TU I have Discover, BOFA when I requested a CLI, and Amex again with the triple pull. Sometimes I wish TU or EQ were pulled more....

Bank of America: Cash Rewards.- 4.2k. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015, sept 2015), Citi: Forward- 4.5k. 10/27/12 (CLI on 2/8/14, SP, CLI on 9/26/15 sp). Discover: More- 7k, 10/27/12 (Increase 6/1/14, CLI in May of 2015, SP 9/2015) Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 5k (EX CLI HP 9/2015) Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-5k 12/8/13 (CLI on 9/2015) Capital one VentureOne Visa Signature-10k (9/6/15). Citi AAdvantage Platinum Select World MasterCard-4K. Last App: 9/6/15. Total cl: 45,300
Message 11 of 14
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Frequent Contributor

Re: Is EQ the favored credit bureau by most credit cards?

Agreed. I had zero on EX and TU but 3 on Equifax.

Message 12 of 14
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Valued Contributor

Re: Is EQ the favored credit bureau by most credit cards?

I found when i was rebuilding and working with sub-prime cards they like pulling EQ and TU, mostly but since I have moved to primeville, EX is their favorite report to pull.  AMEX, Discover, Citibank, all pulled EX for approvals.

 

YMMV

 

 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 13 of 14
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Moderator Emerita

Re: Is EQ the favored credit bureau by most credit cards?

Only my CU, Nordstrom and Mutual of Omaha pulled my eq.
Message 14 of 14
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