Is This Normal For Discover ?

ScoreOrBeScored · ‎03-20-2016

I haven't used my discover in a couple months and my 0% APR ends 6/19/16

My stsement cuts the 19th of each month. So In March I made a $309 purchase.(and purchase had posted and wasn't pending)

so this morning I was ready to make a payment but when I logged in, it didn't have a min

payment due. It's saying that my next statement closing date is April 19, 2016.

I got on chat and asked about it. Rep thanked me for being proactive and paying attention

to my account and said since I haven't had a statement since January 2016

I want have one for March and my next statement will be April 19, 2016.

Im just kind of puzzled and feel obligated to pay at least $100 just in case there is some type

of system glitch just so I'm covered. Has this ever happened to anyone else before ?

Anonymous · ‎03-21-2016

It's normal. Purchases can take a few days to over a week to post, if it falls outside the statement dates, it will go on the next statements.

SnowBowl · ‎03-21-2016

@Anonymous wrote:
It's normal. Purchases can take a few days to over a week to post, if it falls outside the statement dates, it will go on the next statements.

which can be useful if you are playing the UTIL game

on this date 1-22-24 all 3 bureaus are currently frozen until 1-22-26
VantageScore 3.0 EQ 753

Anonymous · ‎03-21-2016

If I'm understanding you OP, you didn't have a statement in February or March? Your statement dates were 1/19 and then planned 4/19? No.. that is not normal to the best of my knowledge. Even without usage your account should statement every month.

Anonymous · ‎03-21-2016

@Anonymous wrote:
If I'm understanding you OP, you didn't have a statement in February or March? Your statement dates were 1/19 and then planned 4/19? No.. that is not normal to the best of my knowledge. Even without usage your account should statement every month.

+1

baller4life · ‎03-21-2016

Not normal at all. You should be having a statement cut monthly regardless of usage. Leave it to Score to be abnormal.

ScoreOrBeScored · ‎03-21-2016

@baller4life wrote:
Not normal at all. You should be having a statement cut monthly regardless of usage. Leave it to Score to be abnormal.

If I wasn't mistaking, I think your jealous of me.

ScoreOrBeScored · ‎03-21-2016

Yes baller I'm special, true. Lol off topic but baller I have 49 swipes on premier and it don't close til 4/4/16. So plenty of time for

30 more swipes lol

baller4life · ‎03-21-2016

Anonymous · ‎03-21-2016

Normal behavior for Discover. If there is no spend and the account has a $0 balance they don't generate a statement.