I've never gotten an email from chase about getting a card before and they sent me an email asking if I was still interested in the freedom unlimited and said I would need to apply before June 21st or the offer expires. Should I take or leave it? I just got the Walmart card in April and that makes me 7/24. Does this mean I would be approved through the back door of the 5/24 rule? I was planning on getting this card later so I could combine the limit after a year to make my freedom flex limit bigger. However, I was in the middle of gardening for US Bank in December. What should I do? Is this how getting around 5/24 works?
Ok thanks! I will treat it as such and delete it.
@Beast26 wrote:I've never gotten an email from chase about getting a card before and they sent me an email asking if I was still interested in the freedom unlimited and said I would need to apply before June 21st or the offer expires. Should I take or leave it? I just got the Walmart card in April and that makes me 7/24. Does this mean I would be approved through the back door of the 5/24 rule? I was planning on getting this card later so I could combine the limit after a year to make my freedom flex limit bigger. However, I was in the middle of gardening for US Bank in December. What should I do? Is this how getting around 5/24 works?
I can't tell you whether to take it or not. But I can tell you it's not a preapproval.
You can check on the site for your preapprovals.
And you can check at a branch.
I always look for a set apr (the lower the better) if no set apr then most are just marketing.
That looks like marketing.
I just checked my email and they just sent me an actual preapproval today. It says I'm preapproved this time! This is my first approval I've ever gotten from a prime bank! I won't take the offer but I am definitely glad that these prime banks are starting to look at me now.
Looks like marketing to me
I got this one today. Looks like they are really trying.
I logged into my chase account today and they are practically offering all their cards to me all with a set apr and everything. Says I'm pre-approved for each chase card! I don't need any of them but it's nice to know that my credit is this good. Took me near 2 years to get to this point.