Is anyone else getting bombarded with Citi Pre-Approved letters

[UFGuy2006]

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@amp0804 wrote:
Yea, I also get 3-4 per month and balance transfer checks twice a month. I currently carry two cards with them also.

A Divended plus and Forward both over 7k. If they really want to give me another one I will probably apply next year.

Does citi combine limits??

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I don't believe so unless they've changed their policy recently. Anyone have luck with this?

[ficofox]

Yes, I get them quite often and I'm not a current customer nor have I been in the past.

IMO, they're very aggressive and not terribly picky so I don't know what their softing criteria is (my 3 scores bounce around 670 - 700).  I wish I would start to see different offers from other CCC's like Discover and Chase (I don't want any of their products but I feel like it might be a better barometer of how I'm doing than these Citi offers).

[OnTheRebound]

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@UFGuy2006 wrote:

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@amp0804 wrote:
Yea, I also get 3-4 per month and balance transfer checks twice a month. I currently carry two cards with them also.

A Divended plus and Forward both over 7k. If they really want to give me another one I will probably apply next year.

Does citi combine limits??

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I don't believe so unless they've changed their policy recently. Anyone have luck with this?

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I don't know about combining limits but they are certainly generous with CLI's if you are a good boy or girl.

[jefftca925]

I have 2 Citi bank CCs and 3 Citi-backed CCs (Macys, Home Depot, Sears MC) and I've been getting solicitations every week for different cards.  It seems like the banks are after new blood now that they seem to be doing better and have money to lend.  Also with the interest rates inching higher it makes good business sense for them.

[scottwagnon]

its funny, the few times i get pre approvals, they are stellar offers and ALL of them are visa signature offers. and they dont repeat either. odd. i became a hhonors member, and just 2 months after that i received a preapproval from citi for hilton hhonors visa signature. i have not received any other offers from citi. and it doesn't repeat either. its as if they are trying to be careful around me.

[Anonymous]

Yup. we (me and my wife) get them on daily basis.

[Anonymous]

Yes got 4 in the mail this past week. An in the trash they go!

[hyprble]

I've been getting a ton of them - I was a former Citi member until they decided to jack my 6.75apr to 21% unless I opted out (closed) my account.  I'm tempted to apply for a card with these sweet 0% for 18month and $100 cash bonus offers, but I'm scared they'll just give me a low credit limit.

[moonman]

I applied for the Citi Diamond a couple of months ago but I had to allocate 3500 from my Citi Plat (had a 13k limit) along with the 500 they approved me for so I took it to take advantage of the balance transfer for 21 months.I also have a Citi Dividend card with a 10k limit and according to the csr I talked to through chat, I have the maximum credit limit they can give me according to my income on file which is predicated by the credit card act.

[Red1Blue]

Yes, we get lot of these in our house also.