debtisgood wrote:I totally agree. I definitely carry a small amount of cash in case I am buying something under 5 dollars in value, especially at the mom and pop stores. I never knew they had to pay extra to punch in the number by hand though.I agree with you. I've never even seen such a thing in a bar, or a restaurant for that matter. I think my stance is more for items that only cost $1-2, not even so much the $5 lunch that was brought up before. They are still making some money on a $4 sale, but when someone uses a card for a cheaper item they can potentially LOSE $. So, in that case, I can see where they are coming from even though they are in violation of their merchant account agreements. I'm just saying I see both sides and I see how they lose money on the small sales and for a struggling business, those charges could be the make or break point when it comes to whether they stay in business.I guess I'm just the heartless one in the bunch, LOL. I want my miles/points/cashback! Even if it's only one or two of them.I only use cash if I have no other choice, like at the newsstand outside my office, for example.
That is halarious!!! And not a singler cashier/server/whaterev ever noticed.....sad.
Timothy wrote:I always refer to this when this discussion comes up every few months-Circuit City almost refused a recent transaction when I refused my DL. I put them on notice that I would report them if I EVER had an issue like that again.
I suggest you not use a cc in Lowes, they always ask me for ID. I don't mind any merchant asking for my ID when using cc. I actually appreciate it. I now even write on the back of my card SEE ID instead of signing it.How about this question, are merchants permitted to charge a transaction fee to the customer or is that a violation? I live in an area were there are many mom & pop store's, I never go in this particular store however my son does and he always uses his debit card and they charge him .50 each time. He has learned the hard way of using pin numbers since his card number was stolen at school. He now always hits cancel on the keypad and hits the credit key per my banks advice because POS purchases are not fully covered ($50 deductible) by the bank if a pin is used and an unauthorized purchase is reported to a merchant that you frequent.