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I am trying to build my credit and was recently approved for fingerhut freshstart 230 cl and would graduate I am going to buy with the 50 minium and pay off right when statement prints is fingerhut good for building credit? I am trying to raise fico from 520 and working on getting rid of bad collections!!
Any positive revolving credit line is good for your credit profile.
With that being said.....not all credit products are equal in terms of apr, terms, rewards etc.
Fingerhut is known for having products with the selling prices higher than if you paid for them out right. Add on interest and this could be significant amount.
@Anonymous wrote:I am trying to build my credit and was recently approved for fingerhut freshstart 230 cl and would graduate I am going to buy with the 50 minium and pay off right when statement prints is fingerhut good for building credit? I am trying to raise fico from 520 and working on getting rid of bad collections!!
I have a Fingerhut account myself. It is a great place to build or re-build. Fingerhut, although often sells high-priced items, is a great way to build credit without breaking the bank, without paying a crazy annual and monthly service fees, and to show future lenders that you can handle an unsecured revolving account.