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It doesn't hurt to ask. Every company is different, but the longer the card has been closed, the less likely it will be reopened.
@vaupinya1 wrote:I opened a Sears card in 1997, but closed it out in 2001. Would it be possible to reopen this account with old credit history, etc.? Or would this hurt my scores. Here are my current scores all FICO:Transunioon 626Experian 595Equifax 602
@vaupinya1 wrote:I opened a Sears card in 1997, but closed it out in 2001. Would it be possible to reopen this account with old credit history, etc.? Or would this hurt my scores. Here are my current scores all FICO:Transunioon 626Experian 595Equifax 602
It doesn't hurt to ask. Every company has different policies. There is really no way to reliably predict what each company will do in each situation.
@Anonymous wrote:Hi,Can I do the same with a revolving account? I opened a Bally fitness account for installment payment and i saw it in the credit report to my surprise. But i requested the aacount to be closed not knowing that would hurt my score. I'd like to open that acct back to try rejuvenate my score.Is that possible? suggested? Please advise.Sach
I recently reopened a Lane Bryant card that I closed over 3 years ago, so I say GO FOR IT! Heck, the worst they can do is say no.
vaupinya1 wrote:I opened a Sears card in 1997, but closed it out in 2001. Would it be possible to reopen this account with old credit history, etc.? Or would this hurt my scores. Here are my current scores all FICO:Transunioon 626Experian 595Equifax 602