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@wingennis wrote:
@greatscott85 wrote:@wingennis Thanks for the history!
Do you think the points transfer would've kept you in? They do have give decent limits on the card, which is nice. But I can get that elsewhere.
We do get Global Entry elsewhere. The DW and I have been signed up for a while. Everyone should just get Global Entry since it includes TSA Precheck for only $15 more. A great value if you travel internationally even once a year. Of course the Global Entry is good for 5 years, so the credit comes along rarely. NFCU Flagship gives that AND Amazon Prime, which is awesome.
The points transfer most likely would not have kept me interested. Venture has a distinct lack of domestic transfer partners. I realize that transferring to British Airways would allow me to buy award flights on American-as an example-but that is too tedious for me. I mostly fly Delta/Virgin Atlantic and my MRs transfer right to them with frequent transfer bonuses.
Yeah, it's looks pretty limited! We are moving to the UK next July, so being able to transfer to British Airways is very interesting. I think we fly the same airlines! Good style .
@greatscott85 wrote:@NoHardLimits That was a good call on your part! 100k is a good value. Congrats! I think it was only 20k in spending? I don't remember.
I have thought about Savor as well. As I understand, the SavorOne is a bit better with no AF and 3% back. The Savor gets 4% on dining and entertainment and an extra $100 of the SUB. Ok so year one is good. But after year two, you start to doubt. I guess I could do the Savor and then downgrade after 1 year. Is that possible?
Yes, the Venture 100k SUB required $20k in spend within 12 months which was not difficult with my normal spending patterns. I just used Venture wherever I would have otherwise used Citi Double Cash.
As far I as know, Capital One does not permit downgrades to SavorOne. I would have loved to downgrade from Savor to SavorOne after the first year, but the best I could do was Quicksilver. Without the pandemic, I could have totally made the $95 annual fee Savor worthwhile, but my dining and entertainment spend is now greatly reduced.
Yeah my plan for the Savor was to downgrade to SavorOne but they wouldn't let me. I already had a Quicksilver so I just canceled the account. I'll apply for a SavorOne next year probably.
Transfer partners for the Venture can be used for domestic travel through alliance partners. However, the transfer rates are what kill it for me as it's not 1:1. As was said, the Venture is great for the signup bonus first year, but after that doesn't really make sense.
@MrDisco99 wrote:Yeah my plan for the Savor was to downgrade to SavorOne but they wouldn't let me. I already had a Quicksilver so I just canceled the account. I'll apply for a SavorOne next year probably.
Transfer partners for the Venture can be used for domestic travel through alliance partners. However, the transfer rates are what kill it for me as it's not 1:1. As was said, the Venture is great for the signup bonus first year, but after that doesn't really make sense.
Doublechecking here to confirm you're aware that C1 added to their list of 1:1 travel partners last week, although I understand that there are still some that weren't updated.
I used to have the cap one venture when I was able to pay my mortgage with plastiq and cap one venture, but sadly that was closed down by cap one it was worth it at the time becuz with the spend cap one would waive the af
This has been super helpful! I thank you all!
Based on the inputs here, unless C1 brings back a really great SUB we are going to hold off. The Langley Signature CB seems a better value for a card for the DW. We just hit SUB's so fast that anything that comes up worthwhile, we start considering. I think the pandemic really added to large SUB's throughout the CC world.
@coldfusion wrote:
@MrDisco99 wrote:Yeah my plan for the Savor was to downgrade to SavorOne but they wouldn't let me. I already had a Quicksilver so I just canceled the account. I'll apply for a SavorOne next year probably.
Transfer partners for the Venture can be used for domestic travel through alliance partners. However, the transfer rates are what kill it for me as it's not 1:1. As was said, the Venture is great for the signup bonus first year, but after that doesn't really make sense.
Doublechecking here to confirm you're aware that C1 added to their list of 1:1 travel partners last week, although I understand that there are still some that weren't updated.
No I did not know that.
I just had a look and it looks a lot better than it did when I looked at it last time. The fact that points are now 1:1 transfers to Flying Blue makes me consider this as a potential app for year 1.
Still not a keeper for year 2 since I get 2x transferrable points for free from Amex and Citi, but if the SUB is nice I might go for it.