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@bribro wrote:Just confirmed with some friends that work in CPC that they no longer offer the JPM Select card. You now have to be a J.P. Morgan client to apply for the Select card, which kind of makes it more exclusive than the Palladium card now. Hah.
What's the requirements for the Palladium compared to the Select?
I have a JPM Select card, until 2015 or so. I hope it's still available after that. A hidden 25K tradeline is a good thing to have when needed!
@android01 wrote:I have a JPM Select card, until 2015 or so. I hope it's still available after that. A hidden 25K tradeline is a good thing to have when needed!
I think everyone who has one is grandfathered in hopefully
@CS800 wrote:
@bribro wrote:Just confirmed with some friends that work in CPC that they no longer offer the JPM Select card. You now have to be a J.P. Morgan client to apply for the Select card, which kind of makes it more exclusive than the Palladium card now. Hah.
What's the requirements for the Palladium compared to the Select?
Palladium requires a $15k minimum credit line. Select starts at $5k.
@CS800 wrote:
@android01 wrote:I have a JPM Select card, until 2015 or so. I hope it's still available after that. A hidden 25K tradeline is a good thing to have when needed!
I think everyone who has one is grandfathered in hopefully
It's not really about being grandfathered since the product still exists and can be applied for (if you have a JPM wealth management relationship). The card is here to stay indefinitely, but things can of course change.
@bribro wrote:
@TM82 wrote:No, the card is discontinued. It is unavailable to apply or a new one as well as PC'ing into one. Existing cards will be grandfathered in.
I don't know why people keep repeating this, but the J.P. Morgan Select card is NOT discontinued; just because it's not listed on the Chase public website doesn't mean it no longer exists. You are supposed to have a JPMC wealth management relationship to apply though.
@@bribro I am looking at your cards in your siggy and did see a MCWE why dont you change your united card to one?
@afbar1114 wrote:
@bribro wrote:
@TM82 wrote:No, the card is discontinued. It is unavailable to apply or a new one as well as PC'ing into one. Existing cards will be grandfathered in.
I don't know why people keep repeating this, but the J.P. Morgan Select card is NOT discontinued; just because it's not listed on the Chase public website doesn't mean it no longer exists. You are supposed to have a JPMC wealth management relationship to apply though.
@@bribro I am looking at your cards in your siggy and did see a MCWE why dont you change your united card to one?
I'm not quite sure if I'm reading your post correctly, but I already have two MCWE cards (Citi Dividend and Ink Bold). I don't see a real need to add another right now.
Bribro, the good thig with the Palladium is that one can go 3X the CL. So even if someone starts with the min $15K, you have a possibility to go at $45K
I saw yours was $100K X 3
@CS800 wrote:Bribro, the good thig with the Palladium is that one can go 3X the CL. So even if someone starts with the min $15K, you have a possibility to go at $45K
I saw yours was $100K X 3
Yup, although I've never come close to spending $300k in one month, thankfully. The JPM Select allows 2x, and in both cases these are guaranteed minimums. I could theoretically put more than $300k on my Palladium, but any transaction above that level would be approved on a case-by-case basis.