I have been following myfico for some years now and I have to say, what Remedios stated has to be one of the very best pieces of advise and info I have came across and read. Iwas just questioning myself and credit profile the past couple days thinking pf applying for the active cash card as I have the propel and wondered why I get no offers from wells fargo when I check their pre selected offers page in my online account. Perhaps four cards and a loc back in 2020 is it. But great info and advice from Remedios.