Is there a better general travel card than PenFed Pathfinder?

[phantasm]

I just did a $10 purchase with Marriott to see how it translates but the SUB states the following:

New Card Special: 10,000 bonus points!

When you get your new World MasterCard, you'll have a special incentive to start using it. Make $1000 in purchases within 2 months with the card and you'll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!

[Hansolojr]

Just FYI, cash redemptions start at $50 and it takes 2-3 weeks to arrive in your bank account (no statement credit option.)

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@phantasm wrote:

I just did a $10 purchase with Marriott to see how it translates but the SUB states the following:

New Card Special: 10,000 bonus points!

When you get your new World MasterCard, you'll have a special incentive to start using it. Make $1000 in purchases within 2 months with the card and you'll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!

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[longtimelurker]

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@phantasm wrote:

I just did a $10 purchase with Marriott to see how it translates but the SUB states the following:

New Card Special: 10,000 bonus points!

When you get your new World MasterCard, you'll have a special incentive to start using it. Make $1000 in purchases within 2 months with the card and you'll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!

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That looks promising then.   So the gift card option has a convenience fee!   Yes, you could get the cash and buy a gift card but we let you do it one step, for a fee....

[Citylights18]

This one only has a $99 dollar annual fee which doesn't make it bad at all, if you can get the 4% by having a PenFed bank account.

It doesn't have the 5x/10x travel purchasing multiplier that you find with Sapphire Reserve or Venture X which is particularly nice if you are buying a lot of travel. Sapphire Preferred has a 5x multiplier on buying travel through the portal plus the 1.25 redemption at an AF of $95.

Factor in the 2.0 ccp with Chase and that 2 points on travel is actually worth 4%.

[longtimelurker]

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@Hansolojr wrote:

Just FYI, cash redemptions start at $50 and it takes 2-3 weeks to arrive in your bank account (no statement credit option.)

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@phantasm wrote:

I just did a $10 purchase with Marriott to see how it translates but the SUB states the following:

New Card Special: 10,000 bonus points!

When you get your new World MasterCard, you'll have a special incentive to start using it. Make $1000 in purchases within 2 months with the card and you'll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!

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OK, so you need $1,000 spend on airfare/hotel to redeem (as you are probably not going to use the card for other things, unless meeting the SUB when no travel is planned)

[phantasm]

According to their rewards website that's no longer the case that you can't receive a statement credit:

[Hansolojr]

Sweet!

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@phantasm wrote:

According to their rewards website that's no longer the case that you can't receive a statement credit:

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[longtimelurker]

45 business days for a statement credit seems, um, excessive!

[phantasm]

Once I do a redemption, I'll report back on how long the actual timeframes are but, yeah, 45 days does seem excessive...

[Hansolojr]

For a datapoint, I requested the statement credit on 5/17 and it showed up today (6/14) - 27 days.

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@Hansolojr wrote:

Sweet!

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@phantasm wrote:

According to their rewards website that's no longer the case that you can't receive a statement credit:

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