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@driftless wrote:I think that there is a downside which does not receive much attention on this board. Creditors are looking for responsible use of credit and if you do not use their card(s) much or SD them, you are not demonstrating responsible use of credit. Everyone has their own spend level and you dillute that spend when you spread it out over too many cards or have a card rotation. I believe that many credit card companies want to have their card(s) be your daily driver. I think that you get rewarded with higher SL's and CLI's when you use one or two credit card ecosystems heavily.
IMHO, YMMV.
Why would I care what the credit card companies want?
Anyway having all these credit cards have done damage to my expensive Italian wallet.