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@Anonymous wrote:
Hello. I was wondering if anyone knew of any gas cards that would approve someone that has credit scores of 601-615? My husband and I have been working on our credit over the past year. And we have just recently been getting approved for credit cards with small limits. We make sure to pay off the balances each month to help. We would like a gas card but dont want any hard inquiries happening if we don't get approved. Any suggestions are appreciated. Thank you.
Are you looking for a specific store, like Shell, Marathon, etc? Or are you looking for a cashback card that works everywhere?
If it's the former, other people may be able to chime in. If it's the latter, I know that the Cap1 QS1 is for people that are rebuilding, but it does come with a small annual fee.
With your scores, I'm not 100% sure you are a "lock" for anything. Other people may have stronger, more solid advice, though.
Synchrony Car Care Credit (Not to be confused with care credit also by Syncb)
It's a gas card that works at all gas stations and many car repair places, dealers, tire places...
My score was somewhere between 600-650 FICO when approved.
The Sync Chevron gas cards are not hard to get.
@Anonymous wrote:
Hello. I was wondering if anyone knew of any gas cards that would approve someone that has credit scores of 601-615? My husband and I have been working on our credit over the past year. And we have just recently been getting approved for credit cards with small limits. We make sure to pay off the balances each month to help. We would like a gas card but dont want any hard inquiries happening if we don't get approved. Any suggestions are appreciated. Thank you.
Your HP for applying and getting declined will remain on your credit report(s) for two years. No creditor that I know of takes back the HP if your declined.
If you live on the East Coast and there is a Wawa or Sheetz near you, they both have gas cards and I don't believe they're too difficult to get.