@bz386 wrote:What you call "loyalty", Amex calls "internal credit score". All you are to any bank is a number. The only difference between a new and an established customer is that Amex knows more about you, so they can make more informed decisions.
But... I thought we were friends. 
@Anonymous wrote:
@bz386 wrote:What you call "loyalty", Amex calls "internal credit score". All you are to any bank is a number. The only difference between a new and an established customer is that Amex knows more about you, so they can make more informed decisions.
But... I thought we were friends.
Not after you called that guy a perfect gentleman for bringing his girl to chipotle for valentines day! 
@longtimelurker wrote:
@red259 wrote:I have seen in the past that people claim that amex will be a bit more lenient with established amex clients. I was wondering what epxeriences people have had where they felt their relationship helped them out in a situation with amex? Also, how long do you believe you need to be a member with Amex before they start factoring in your relationship with them if this is indeed the case?
I guess it also depends on the situation. I am MSD 1987, but with the OBC, I got shutdown the same as those with MSD 2014!
In all honesty you did say what you were doing though and admitted to it.. So can't compare loyalty to this particular situation. They had every reason to do what they did and you admitted that as well.. 
@CreditCuriousity wrote:
@longtimelurker wrote:
@red259 wrote:I have seen in the past that people claim that amex will be a bit more lenient with established amex clients. I was wondering what epxeriences people have had where they felt their relationship helped them out in a situation with amex? Also, how long do you believe you need to be a member with Amex before they start factoring in your relationship with them if this is indeed the case?
I guess it also depends on the situation. I am MSD 1987, but with the OBC, I got shutdown the same as those with MSD 2014!
In all honesty you did say what you were doing though and admitted to it.. So can't compare loyalty to this particular situation. They had every reason to do what they did and you admitted that as well..
What cc. You back to seedling again.
@taxi818 wrote:
@CreditCuriousity wrote:
@longtimelurker wrote:
@red259 wrote:I have seen in the past that people claim that amex will be a bit more lenient with established amex clients. I was wondering what epxeriences people have had where they felt their relationship helped them out in a situation with amex? Also, how long do you believe you need to be a member with Amex before they start factoring in your relationship with them if this is indeed the case?
I guess it also depends on the situation. I am MSD 1987, but with the OBC, I got shutdown the same as those with MSD 2014!
In all honesty you did say what you were doing though and admitted to it.. So can't compare loyalty to this particular situation. They had every reason to do what they did and you admitted that as well..
What cc. You back to seedling again.
Only a seedling for another week.... Haven't fallen out of garden since my ED approval 1/16.
To me i think banks have no loyalty to their customers, I feel the same way towards banks. Banks are out there where they can make the most money, i think right now that way is buy getting new customers to signup for an new card.
