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Is this good progress

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Andy77
Valued Contributor

Is this good progress

 

Wanted to get opinions.  I am a little over 4 years post my ch 7 bk and here is where I stand

 

Citi AA Plat Selec Mastercard 5k limit

Citi TY premier 7k limit

BofA Cash rewards 1k

barclays apple 5k

 

 

Are these good limits 4 yrs out?

Message 1 of 7
6 REPLIES 6
-NewGuy-
Moderator Emeritus

Re: Is this good progress


@Andy77 wrote:

 

Wanted to get opinions.  I am a little over 4 years post my ch 7 bk and here is where I stand

 

Citi AA Plat Selec Mastercard 5k limit

Citi TY premier 7k limit

BofA Cash rewards 1k

barclays apple 5k

 

 

Are these good limits 4 yrs out?


Limits depend on a plethora of different things besides a BK (income, AAoA, any other baddies, etc). However, in a vacuum, you have some very nice cards and I personally would be proud to be there 4 years post BK :-)

Message 2 of 7
grinlikechelsea
Established Contributor

Re: Is this good progress

Those are really great limits, especially with Citi! Congrats so far on your rebuild; you're doing great! Smiley Very Happy

Message 3 of 7
Andy77
Valued Contributor

Re: Is this good progress

 

 

I am at 682 EX, 695 EQ 695 TU

10 Inq on each report

no lates since 2009

1 % utilization

150k income

about 10 accounts included in bk, obviously still on report

Message 4 of 7
Creditaddict
Legendary Contributor

Re: Is this good progress


@Andy77 wrote:

 

Wanted to get opinions.  I am a little over 4 years post my ch 7 bk and here is where I stand

 

Citi AA Plat Selec Mastercard 5k limit

Citi TY premier 7k limit

BofA Cash rewards 1k

barclays apple 5k

 

 

Are these good limits 4 yrs out?


looks very good to me considering how unfriendly citi usually is towards bk... you clearly must not have burned them in the bk!

Message 5 of 7
Andy77
Valued Contributor

Re: Is this good progress

 

Yes I burned them and Citibank (the bank)

Message 6 of 7
Anonymous
Not applicable

Re: Is this good progress


@Andy77 wrote:

 

Yes I burned them and Citibank (the bank)


Then I'd say you've done no only well, but very well. Keep up the good work.

Message 7 of 7
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