Is your CL still the same?

[fused]

I just learned today that Macy's lowered my CL by $800. From $3,400 down to $2,600. Ha! I guess they want me to run over to one of their stores or go online and buy things I DON"T need. Anyone else with a Macy's card had their CL slashed?

[Anonymous]

Knock wood, nothing but CLI. DH was approved $1000 on a Cabela's card last year, and then it was closed 4 months later upon an account review even though his score had inched slightly higher.

[Anonymous]

no decreases, most off my cards are low limits secure cards that am aging. besides that my orchard card is low as it is, shouldnt be no decrease to the card that already have a low limit. just a pointless card with fees

[Anonymous]

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@fused wrote:

I just learned today that Macy's lowered my CL by $800. From $3,400 down to $2,600. Ha! I guess they want me to run over to one of their stores or go online and buy things I DON"T need. Anyone else with a Macy's card had their CL slashed?

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That does not make any sense ...     Sooooorryyyyyy fused.     Did you call and ask why?  If so what they said?

[Anonymous]

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@Anonymous wrote:

no decreases, most off my cards are low limits secure cards that am aging. besides that my orchard card is low as it is, shouldnt be no decrease to the card that already have a low limit. just a pointless card with fees

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Good to hear that striving!

I wonder, they do CD to only non-secure cards holder or not.   Anyone?  Any comment?

[techman2008]

It's pretty much stable for the past year.  Though  boa did cut my limit in half in Feb. of 09 last year from 11k to 5.5k due to the fact that they were doing this to everyone and they didn't make money from me cause I always pif.

BOA VISA 5.5K

Discover Miles 15.7k 

BOA AMEX 7.5k

MACY VISA 6K

[Anonymous]

My WF card was just cut from $5k to $3k.  No letter yet, so I don't know why, but I'm not too concerned about it and I assume it's because I haven't used the card at all in about 7 months except to use up a $5 credit balance I had by getting coffee twice at Dunkin Donuts.   Otherwise, I've been safe so far.

[fused]

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@Anonymous wrote:

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@fused wrote:

I just learned today that Macy's lowered my CL by $800. From $3,400 down to $2,600. Ha! I guess they want me to run over to one of their stores or go online and buy things I DON"T need. Anyone else with a Macy's card had their CL slashed?

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That does not make any sense ...     Sooooorryyyyyy fused.     Did you call and ask why?  If so what they said?

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I won't bother calling them. I have other cards with better terms.

[Anonymous]

All of my CL's have remained intact....In Feb of 2008, BOA did slash my  Visa line from 25K to 15,500. Oddly enough, 6 months later, the line was fully restored. I'm sure I've been rate jacked, but I PIF, so I haven't really noticed.

[BungalowMo]

So far so good for me!  The only thing that dropped was my willingness to keep Credit One.  Dropped them the day Nationwide gave me the OK for 10k!