J Crew Credit Card- That Box Came up

[Anonymous]

You should totally try it. Comenity seems like such an inconsistent creditor.

[pizza1]

I have this box on a few of mine as well, I still agree and check the box, and a message comes up saying at this time my acct is not eligible, NO HP either. A week or so later when its past 31-33 days, I call the automated and i get an CLI. The box was still there as well.

Personally..people are making way more out of the box than needs to be. Just do the auto lady. Comenity is NOT known at all to do a HP on 99.999% of their store cards.

Their Visa;s are a different story though.

[pizza1]

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@Anonymous wrote:
You should totally try it. Comenity seems like such an inconsistent creditor.

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This sounds like a Nixon comment to me....

[CreditMagic7]

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@pizza1 wrote:

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@Anonymous wrote:
You should totally try it. Comenity seems like such an inconsistent creditor.

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This sounds like a Nixon comment to me....

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Nixon incognito.......

[FinStar]

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@Anonymous wrote:
You should totally try it. Comenity seems like such an inconsistent creditor.

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I agree.  ddemari, don't be afraid - do it for science and just clickety the box!  If you want to be cautious, then call the automated system

[ddemari]

I clicked it, declined a cli no pull. lol.  

[FinStar]

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@ddemari wrote:

I clicked it, declined a cli no pull. lol.  

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See!  One more data point   Wonder what your letter would say, if anything meaningful at all!  I've never seen any of those boxes pop on mine btw.

[ddemari]

This is the first time it's shown up on one of mine. What's interesting is its the card I use the most. They gave me 500 today via pier1 robot lady and 600 via overstock luv button but want to make think twice about j crew lol.

[ddemari]

I'll have to actually remember to open up the letter from them and see what it says

[pizza1]

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@FinStar wrote:

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@ddemari wrote:

I clicked it, declined a cli no pull. lol.  

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See!  One more data point   Wonder what your letter would say, if anything meaningful at all!  I've never seen any of those boxes pop on mine btw.

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Im sure itll be one of the usual "close your eyes, and pick one"...itll will stupid natually.  Probally:

Not enough time at current limit (same limt for 5 yrs)

YOur balances on your non-mortagage loans are too high compared to your income (youre a millonaire)

account isnt eilgible (its been open for 5 yrs)

too many balances reporting (you have none)

too many recent inquiries (you have none for 2 yrs)

too many new accts (you last one was in 2000)

Shall I go on???? LMAO!!!!