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I keep getting denied on the 6th stetement for the jc penney credit account.All the other ge accounts that i have have been fantastic.I got a cli on all ge accounts and iam very happy with ge on that .I dont get this jcp account not approving cli they keep sending the same letter not enough experience at current limit.My limit is 1800$ I cant just get 1800$ worth of things there.You know there is nothing special in that store and when the acc was opened was for credit build strategy back then
I have been having the same problems as well. My JCP started at 200 in 2001 then went down to 124 in 2003 where it sat for many years. In 2008, I started using it and it gradually got to 1000. I am stuck at 1000 when all my other GE accounts are 3000.MY JCP got more use than the other accounts but still very minimal increases even after calling the JCP back door number.
I had a few friends that used to work for JCP and they were laid off. I have a feeling that JCP will be going out of business in the next few years. Good thing I've heard this card can be used at Riteaid and CVS.
SAME THING HAPPENED TO MY MOM^^^^^^^ SHE GOT APPROVED IN 2007 AND stopped using it in 2009 and didnt USE it again UNITL 2011 when NOTICED THAT SHE ONLY HAD A CL OF $124 SO AFTER THE STATEMNET ARRIVED WE NOTICED A $1,000 CL WE WERE HAPPY. THEY MUST OF REDUCED CL SINCE THERE WAS NOT ACTIVITY SINCE 2009 SO AFTER THAT WE HAVE BEEN USING IT AT SEPHORA MAINLY AND HAVENT BEEN ABLE TO GET IT PASSED $1,000 ITS REALLY RETARDED, WE WILL TRY AGAIN IN TWO MONTHS AND SEE WHAT HAPPENS. HAVENT SEEN ANY JCP CLI SUCCESS IN THE FORUMS FOR QUITE A WHILE. WE SHALL SEE.
This card seems to be the slacker in the GE family of cards. I got this card in 1997 with a $188 cl. Over the years there were no auto clis and whenever I requested one, it was denied. In 2011 I requested a bump up to $1000-denied, but countered for a $200 bump. So I had a $388 cl. A year later, I requested a cli to $1000 again-approved!! Then-and I couldn't believe my eyes-I logged on about amonth ago and saw that I'd been given an auto increase to $1800!! Compare that to the Walmart Discover I obtained in 9/12 with an $800 cl which was bumped to $8000 two months later at my request. I don't get JCP. I think I might get rid of it if something else catches my eye, but not another store card.
Weird because JCP is the only account that I could get an auto CLI. I opened the account in September with 300 and I called in December and they increased it to 1500. I have Walmart since September with a 1000 CL and have tried and they won't give me an increase. However I also opened an Amazon store card with a 1200 CL AFTER Walmart declined me. So I don't know what the deal is with GE.
I think with GE cards the company who the card is with (JCP, Walmart, Ashley Furn..etc) sets the credit requirements and limits. I think JCP is just stricter. I've tried everything. I done heavy usage/PIF, light usage/PIF, small usage/carry a balance, heavy usage/carry a balance, moderate usage every month and PIF or carry a balance, I always paying more than the minimum payment though.
I do not get how to get an increase past $1000. I called the backdoor last month with a zero balance after moderate usage and PIF. I asked for 3000 to match my other GE cards and I told them I wanted to buy a new couch. Honestly, I just wanted the higher limit. I was told no...So JCP will sit unused for a while and then I will call back for a CLI. If they weren't my oldest account they would be gone!
I believe thats the case with jcp.I think they closing the store
@Rhaeny wrote:Weird because JCP is the only account that I could get an auto CLI. I opened the account in September with 300 and I called in December and they increased it to 1500. I have Walmart since September with a 1000 CL and have tried and they won't give me an increase. However I also opened an Amazon store card with a 1200 CL AFTER Walmart declined me. So I don't know what the deal is with GE.
I do....they're fickle!
I have the same problem.Thats why i was saying they gettin out of business
same thing to me i had a walmart discover started at $ 1400 3 months ago now i asked for cli they gave me 2600$ more.The new limit 4k.I dont understand that