JC PENNY denial letter

[Anonymous]

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Bella1980 wrote:

Yeah, I am happy about Target,Walmart and Dillards.

I didn't get Bestbuy but would have liked that.

I need to get some high CL's though.

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Yeah i'm tired of these low CL put i have to prove myself again that will come.

[Anonymous]

I was denied in April for a JCP card and i lovvvvvvvvvvvve Pennys bc of all the sales and discounts!!!! So i was out shopping in JCP and I decided I should apply this was in July of last month i applied and was instantly approved ! I also live down the street from CVS its a dual card With Rite-aid also so I didnt give up true enuff I couldnt believe i was denied but since I saw them Soft me on my EQ credit report I decided to give it a try! my CL is 300 I ve used it well Ive heard they give the best CLI also! so dont give up if its a card you wanted! I love to shop there!  

[Anonymous]

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mrsanderson wrote:

I was denied in April for a JCP card and i lovvvvvvvvvvvve Pennys bc of all the sales and discounts!!!! So i was out shopping in JCP and I decided I should apply this was in July of last month i applied and was instantly approved ! I also live down the street from CVS its a dual card With Rite-aid also so I didnt give up true enuff I couldnt believe i was denied but since I saw them Soft me on my EQ credit report I decided to give it a try! my CL is 300 I ve used it well Ive heard they give the best CLI also! so dont give up if its a card you wanted! I love to shop there!  

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Congrats why did they deny u the first time?

[Bella1980]

Oh yeah forgot to add, I sent them a recon letter today.

[Anonymous]

They said I had too many recent derogs and too few good standing accts(I only had one at the time! lol Im sure some of it was actually still there I cleaned my report up a lil bit more and I gained about 5 new cards and paid on time with those cards and bam I got the card to my surprise! I want Dillards now lol... I applied in April of this year and reapplied end of June!!!!  

Message Edited by mrsanderson on 08-09-2008 04:08 PM

Message Edited by mrsanderson on 08-09-2008 04:08 PM

[Anonymous]

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mrsanderson wrote:

They said I had too many recent derogs and too few good standing accts(I only had one at the time! lol Im sure some of it was actually still there I cleaned my report up a lil bit more and I gained about 5 new cards and paid on time with those cards and bam I got the card to my surprise! I want Dillards now lol... I applied in April of this year and reapplied end of June!!!!  

Message Edited by mrsanderson on 08-09-2008 04:08 PM

Message Edited by mrsanderson on 08-09-2008 04:08 PM

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Well congrats again.

[MsKiwi]

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mrsanderson wrote:

I was denied in April for a JCP card and i lovvvvvvvvvvvve Pennys bc of all the sales and discounts!!!! So i was out shopping in JCP and I decided I should apply this was in July of last month i applied and was instantly approved ! I also live down the street from CVS its a dual card With Rite-aid also so I didnt give up true enuff I couldnt believe i was denied but since I saw them Soft me on my EQ credit report I decided to give it a try! my CL is 300 I ve used it well Ive heard they give the best CLI also! so dont give up if its a card you wanted! I love to shop there!  

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I agree about penneys, I LOVE that store I was going to app there but the last 2 times I shopped they didn't even ask if I wanted to apply. I had my nerve up to say *yes, but since they didn't ask I somehow couldn't get the words out of my mouth that I would like to apply. I am a such a wimp. 

[Anonymous]

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MsKiwi wrote:

I agree about penneys, I LOVE that store I was going to app there but the last 2 times I shopped they didn't even ask if I wanted to apply. I had my nerve up to say *yes, but since they didn't ask I somehow couldn't get the words out of my mouth that I would like to apply. I am a such a wimp. 

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Don't be scared lol