cancel
Showing results for 
Search instead for 
Did you mean: 

JC Penney Credit Card

tag
GomerPyle
Regular Contributor

JC Penney Credit Card

Does anyone know what the highest possible credit line for a JC Penney Card would be?

Message 1 of 5
4 REPLIES 4
CreditMuppet
Frequent Contributor

Re: JC Penney Credit Card

I think it depends on which "plan" you get approved on to be honest.  If you get a starting CL of $1500 I think you would have a good chance of getting a higher limit.  I have seen however than many seem to be capped at $3000 or $4000.


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge
Message 2 of 5
Creditaddict
Legendary Contributor

Re: JC Penney Credit Card

I had $6700 I believe about 5 years ago... Started at 1k and they did auto CLI over a few years as I spent money... I bought several different furniture pieces over the years which had financing etc. never really shopped in store for clothes or anything, JCPenney not my style.

Message 3 of 5
Prettylady1
Regular Contributor

Re: JC Penney Credit Card

Mine started at $400 about 5 years ago and is now at $2300!

Starting Score: TU 640, EQ 636, EX 645
Current Score: TU 665, EQ 706, EX ?
Goal Score: All above 700


Take the FICO Fitness Challenge
Message 4 of 5
Makin_the_Climb
Established Member

Re: JC Penney Credit Card

I know it can be pretty high for a card like that. My mom has some outrageous limit of like 10,000 or 12,000 maybe even higher then that. She has had the card for like 20+ years and has also worked for them off and on for all those years.


Starting Score: TU 754 EQ 705 EX 680 (AmEx pull)
Current Score: TU 754 EQ 711 as of Jan 28, 2013 EX 680
Goal Score: 800 across the board with utilization down from 28%


Take the myFICO Fitness Challenge
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.