No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Oh Man, I just received a letter from GE Money/JCpenney stating that they have decided to lower my CL. The funny thing about this is that I just paid the Card off!!! So pretty much they let me pay a lot of money to them just to cut the limit to almost nothing...I will be calling them tomorrow and see what I can have them do to restore the limit.
Sorry to hear this happened to you, volly.
There have been tons of posts on other forums about the aggressive AA being taken by GEMB against holders of their cards (e.g. Care Credit, JCP, Lowes, Paypal, Walmart, Sam's Club, etc). According to speculation/rumor, the prime targets for AA are those who either (1) haven't used the card in a long time; and (2) those who have recent blemishes on their reports.
If any posters fall into either or both of those categories, you might want to check any GEMB cards that you have. (Some whose accounts were closed for inactivity only have reported success having them reopened.)
@Anonymous wrote:Sorry to hear this happened to you, volly.
There have been tons of posts on other forums about the aggressive AA being taken by GEMB against holders of their cards (e.g. Care Credit, JCP, Lowes, Paypal, Walmart, Sam's Club, etc). According to speculation/rumor, the prime targets for AA are those who either (1) haven't used the card in a long time; and (2) those who have recent blemishes on their reports.
If any posters fall into either or both of those categories, you might want to check any GEMB cards that you have. (Some whose accounts were closed for inactivity only have reported success having them reopened.)
@Anonymous wrote:Sorry to hear this happened to you, volly.
There have been tons of posts on other forums about the aggressive AA being taken by GEMB against holders of their cards (e.g. Care Credit, JCP, Lowes, Paypal, Walmart, Sam's Club, etc). According to speculation/rumor, the prime targets for AA are those who either (1) haven't used the card in a long time; and (2) those who have recent blemishes on their reports.
If any posters fall into either or both of those categories, you might want to check any GEMB cards that you have. (Some whose accounts were closed for inactivity only have reported success having them reopened.)
Question to reason #1: Is having a balance on a card and not using it but "paying it off" considered activity regardless? I mean, would they take AA for that? Anyone know?