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JCPenney GEMB or JCPenney/Monogram?

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Anonymous
Not applicable

JCPenney GEMB or JCPenney/Monogram?

JCPenney & Dillard's inquiries showed up on EQ. 

 

Dillard's comes up as GEMB Dillard's but Penney's is JCPenney/Monogram.  I thought JCPenney was GEMB???

Message 1 of 19
18 REPLIES 18
bigtim
Frequent Contributor

Re: JCPenney GEMB or JCPenney/Monogram?

Supposed to be GEMB:

 

https://www.onlinecreditcenter2.com/JCPenney/JCPCreditCenter.htm?JCPReturnURL=http://www4.jcpenney.c...

---------------------------------------------------------------
Recent Cards:
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Back to gardening for a year or two
Message 2 of 19
Anonymous
Not applicable

Re: JCPenney GEMB or JCPenney/Monogram?

Yeah! - that's exactly what I'm thinkin.  Anyone have any idea why it's showing up as JCPenney/Monogram??
Message 3 of 19
ocheosa
Valued Contributor

Re: JCPenney GEMB or JCPenney/Monogram?

I just took a look at my EQ report from June

the account is listed as: Gemb/Jcp and in the inq section: Gemb/Jc Pe

 

Is your Penney's card an older account? I think they used to be issued by monogram prior to GEMB.

[4/24] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 0, EX 3, TU 2. AoOA=15.8y, AoYA=8m.
TCL $678.5K: Personal $562.5K, Business $116K.
Message 4 of 19
Anonymous
Not applicable

Re: JCPenney GEMB or JCPenney/Monogram?

I had an older account - closed in 2001 that shows up on my CR's as GEMB/JCPenney.

 

This is a new account and a new inquiry.  Yesterday, as a matter of fact....

Message 5 of 19
ocheosa
Valued Contributor

Re: JCPenney GEMB or JCPenney/Monogram?

Wow, strange. Would give the credit department a call to inquire.

[4/24] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 0, EX 3, TU 2. AoOA=15.8y, AoYA=8m.
TCL $678.5K: Personal $562.5K, Business $116K.
Message 6 of 19
ocheosa
Valued Contributor

Re: JCPenney GEMB or JCPenney/Monogram?

Did a quick search - GEMB took over Monogram. It would seem (by your inq) that Monogram is still underwriting certain accounts. Do a search on Monogram Bank of Georgia for more info.

[4/24] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 0, EX 3, TU 2. AoOA=15.8y, AoYA=8m.
TCL $678.5K: Personal $562.5K, Business $116K.
Message 7 of 19
creditwherecreditisdue
Senior Contributor

Re: JCPenney GEMB or JCPenney/Monogram?

GE Capital Corp. bought Monogram Credit Card Bank of Georgia.

Message 8 of 19
Anonymous
Not applicable

Re: JCPenney GEMB or JCPenney/Monogram?

I guess GE bought them several years ago - just surprised at all of the sudden showing up as Monogram (don't you love these names -- Monogram Credit Card Bank and GE Money Bank?? makes me smile), and Dillard's still shows as GEMB. 

 

Many thanks, y'all.  At least it's all in the family!

 

 

Message 9 of 19
creditwherecreditisdue
Senior Contributor

Re: JCPenney GEMB or JCPenney/Monogram?

If you do a google search on Monogram you won't smile.
Message 10 of 19
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