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JP Morgan Palladium (Preapproved)

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Drew
Frequent Contributor

JP Morgan Palladium (Preapproved)

Just kidding! Why would I want to pay a $595 annual fee.
Message 1 of 5
4 REPLIES 4
rkinnahan
New Contributor

Re: JP Morgan Palladium (Preapproved)

That has to be the most expensive AF out there.  I tried to look up the benefits once and couldn't find anything.  What does $595 really get you beyond a nice looking card??

Chase Sapphire Preferred $12k | Chase Freedom $7k | Chase United MileagePlus Explorer $15k | Chase Hyatt Visa $11.8k | Chase Amazon Visa $3k | Citi TY Premier $8.5k | Amex SPG $13.5k | Amex HHonors $5k | Discover IT $9k | BofA Cash Rewards $6k | BofA BB Rewards $2.7k | Banana Republic Visa $3k
Message 2 of 5
jamesdwi
Valued Contributor

Re: JP Morgan Palladium (Preapproved)

Google came up with a list from another credit card site,  "The benefits guide (book) is a staggering 57 pages long" so needless to say it has a few benefits, and its most likely a hidden TL like other JP Morgan cards, so it gives you freedom and flexibility to live your life not worrying about posting dates, reporting dates and not tank your FICO score because you bought a porsche 2 days before you closing of your penthouse suite in New York. 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 3 of 5
CS800
Super Contributor

Re: JP Morgan Palladium (Preapproved)

I beleive the most expensive AF is the Centurion (Black AMEX) $2500 AF




Message 4 of 5
bribro
Valued Contributor

Re: JP Morgan Palladium (Preapproved)

  • Very high, customizable credit limits (you can revolve a balance, unlike with the AmEx Centurion charge card)
  • Real metal card (not like CSP with a thin piece metal sandwiched by plastic) with a laser-engraved signature
  • EMV chip and signature
  • Hidden tradeline
  • 35k bonus points after $100k spend
  • Unlimited complimentary worldwide lounge access via Lounge Club
  • United Club membership (YMMV)
  • Airline baggage fee reimbursement (YMMV)
  • Dedicated J.P. Morgan concierge (much, much better than the Visa Signature and MC World Elite concierge services)
  • Free hotel upgrades for certain properties (many Ritz-Carlton, Fairmont and Mandarin Oriental hotels)
  • No foreign transaction fee
  • No cash advance fee
  • No pre-set spending limit
  • Global overnight shipping if card is lost/stolen
  • Emergency evacuation and transportation coverage
  • Repatriation of remains
  • Emergency medical and dental coverage
  • Travel accident insurance
  • Trip cancellation/interruption insurance
  • Trip/baggage delay reimbursement
  • Lost luggage reimbursement
  • Hotel burglary insurance
  • Roadside assistance
  • Primary rental car collission damage waiver
  • Random gifts ($1,000 gift card to Harry Winstons last year)
  • Partnerships with Abercrombie & Kent (airport concierge), NetJets (private jets), Air Partner (private jets), Luggage Free, Garde Robe, etc.

And reports of many other things that aren't official benefits (Global Entry reimbursement, airline incidentals reimbursement, etc.).

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 5 of 5
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