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January is coming, what else can I do to be ready for Amex BCE?

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armbenderc
Valued Contributor

Re: January is coming, what else can I do to be ready for Amex BCE?

I think you will be fine since you already have Amex right?
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 31 of 35
HiLine
Blogger

Re: January is coming, what else can I do to be ready for Amex BCE?

I don't know how much that would help my application though. I obtained that card only a month ago...

Message 32 of 35
armbenderc
Valued Contributor

Re: January is coming, what else can I do to be ready for Amex BCE?


@HiLine wrote:

I don't know how much that would help my application though. I obtained that card only a month ago...


Will find out here in couple weeks. Afterall it's SP if denied.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 33 of 35
Paperboy999
Contributor

Re: January is coming, what else can I do to be ready for Amex BCE?

So happy right now. I paid off 2 cards and my util is down to 19% and my score went up 13 points 696. Thisclose to 700. I wonder if I should wait until my discover posts a 0 balance . My util should be below 10 then.
I know they look at the last soft but I wonder if my numbers would be good enough if I ask for a hard pull.
11/09 EX 564
10/12 EX 673 TU 674
1/13 TU 686
2/13 EX 701
Goal 750+
Message 34 of 35
HiLine
Blogger

Re: January is coming, what else can I do to be ready for Amex BCE?


@armbenderc wrote:

@HiLine wrote:

I don't know how much that would help my application though. I obtained that card only a month ago...


Will find out here in couple weeks. Afterall it's SP if denied.


Will find out soon... I really want an Amex in January though. It's my most important credit card plan for the whole year. 

Message 35 of 35
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