I am an employee of Jared and just wanted you to know that even though you have a Kay's account and a Jared account, your CLI is shared between the 2 stores. I run into it all the time with my guests. So even though you have $400 with each for a total CLI of $800, you'll only have $400 as available credit. It can be frustrating. At least it will report 2 accounts in good shape tho..........
Congrats on your approval you should have a nice credit future. Just make sure you never miss a payment if you carry a balance at all.
Good luck Keith