JcPenney Rewards Card?

[Anonymous]

Is this the new JcP store card?

I got a pre-approval in the mail yesterday and didn't really think much about it til now....

But thats also because GEMB hasn't exactly been my cup of tea w/ Lowe's declining me through TU a little while back....

[CreditMuppet]

Correct its the JCP store card and it comes in three flavors (Red, Gold and Platinum)...

[Anonymous]

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@CreditMuppet wrote:

Correct its the JCP store card and it comes in three flavors (Red, Gold and Platinum)...

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Sweet....well, maybe I will go ahead and apply and see if I can get lucky....

If I can get in the door there w/ GEMB it oughta make it easier down the line to get some of their other cards....not as if I really want Lowe's now given the new HD card...

[trumpet-205]

GEMB is really different in their credit decision. I currently have a JCPenny card but got denied for both Walmart and Lowes. Go figures.

[CreditMuppet]

Good Luck!  For what it's worth I might suggest you try to apply for it in store, other members have reported better starting CL's when doing so...