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shyboy wrote:
congratulations on your new card and great CL. I like yourself also have a jc penny card. When i was approved for mine, they gave me a CL of 300 and then 6 months later then bumped it up to 1500.
Their rule to asking for a CLI is to wait 3 months with the limit they gave you, make your payment on time, dont go over your CL and after 3 months they will increase your CL.I just got my JC Penney card with a $500 CL. Called a few days later and asked the nice rep for $500 increase. She just hit her little button and gave it to me. Don't know why I was so special, but she did it.
When i got my card 300CL i asked for a CLI after 2 months of having the card but was decline cause of the limited i was with them. On the 6 month of having the account, i call to ask for a CL and they bump me to 1500.
One of the representative told me this information.
I always like to call them to ask for a CLI instead of pressing the bottom
Hopes this helps
Message Edited by shyboy on 07-28-2008 07:06 PM
nmorton79 wrote:Hi all...I would like to know if you dont mind sharing, what were your scores when you applied, and which credit report did JCP pull? Thanx in advance for the input!!!
@nmorton79 wrote:Hi all...I would like to know if you dont mind sharing, what were your scores when you applied, and which credit report did JCP pull? Thanx in advance for the input!!!
@Anonymous wrote:
I love JCPenney's. I have their card but I want my sister to apply. (She's always using my card for the discounts they frequently give cardmembers ) I think she's afraid of being denied in front of an audience. Thanks for sharing and enjoy the card. If you are good to them, they will be good to you.