John Deere Financial?

[rossusa]

I've had a John Deere Financial revolving credit account for a few years, $2500 credit limit that I've paid in full. My question is that this doesn't show up on any of my credit reports and I'm curious to know why?

[Revelate]

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@rossusa wrote:

I've had a John Deere Financial revolving credit account for a few years, $2500 credit limit that I've paid in full. My question is that this doesn't show up on any of my credit reports and I'm curious to know why?

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Welcome to the forums!

It's not mandatory that accounts are reported; any lender can choose to report to all 3, 2, 1, or none of the CRA's and there's not much we as consumers can do about it.  

That said, according to their website (quoted below), sounds like they might and I'd call them if it's an account in positive standing if it were me .

6. We do not reveal specific information about your accounts or other personally identifiable data to parties outside our affiliated companies for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required.

https://merchantservice.deere.com/sl/Content.do?url=/privacy.html&functionId=&functionGroupId=

[myjourney]

Welcome to the forum

Just out of curiosity is this a business account?

[Revelate]

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@myjourney wrote:

Welcome to the forum

Just out of curiosity is this a business account?

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Excellent question, I blame my not having had lunch yet .  Thanks MyJ.

[myjourney]

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@Revelate wrote:

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@myjourney wrote:

Welcome to the forum

Just out of curiosity is this a business account?

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Excellent question, I blame my not having had lunch yet .  Thanks MyJ.

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Im learning from the best Lol 

all of you 

[rossusa]

This isn't a business account, I bought a lawn tractor from them.

[rossusa]

I'll email them and see what they say and then maybe give them a call. It is an account in good standing and I would like it on my credit report.

Thanks!

[LS2982]

Yea I would be calling in about that. Maybe they can send a manual update to the bureaus.

[myjourney]

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@rossusa wrote:

I'll email them and see what they say and then maybe give them a call. It is an account in good standing and I would like it on my credit report.

Thanks!

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A call or email should get it all worked out for you

Good luck 

[cottontop]

As a farmer, I have financed many notes with JD, and have business installment, revolving and personal revolving accounts.  They have never reported on my  personal, regardless of account type.