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@Ron1 wrote:
@jsickz32 wrote:
No credit file?Yes, they couldn't pull EQ file. I have one. I think I got a mess-up EQ credit file. Sometimes, it can pull. Somtimes, it cannot.
Ron.
Did you hear anything yet?
I had the same problem as well.Penfed could not pull my EQ report( maybe it could be that I have a long report) but it did show they tried to pull it 4 times,Yes I had 4 hard pulls from them,But penfed did delete them.As They Pulled TU and was approved for 20K Cash rewards visa
Did everyone have to join an organization before applying??
Yes, American Military Family Assc..It's for a good cause and it cost $20.00
Ok cool. Thanks
@LesWH wrote:
@Ron1 wrote:
@jsickz32 wrote:
No credit file?Yes, they couldn't pull EQ file. I have one. I think I got a mess-up EQ credit file. Sometimes, it can pull. Somtimes, it cannot.
Ron.
Did you hear anything yet?
I called them today and they got my fax last Friday. They haven't process my recon yet. They told me it might take 3-5 business days to process. I think they have someone manually review my application.
Ron.
@LesWH wrote:I was in the garden after getting my BCE, CSP, and Paypal Extras MC. I decided to join PenFed after reading about it in this forum. I also apped for their Cash Rewards credit card for the 5% back on gas. I was approved with a $20,000 dollar limit!!!!!!
SummaryCongratulations, your application has been approved.
Credit Limit: $20,000
What are your scores like? I want to apply, but I have 4 new accounts in the last 6 months
@chnceit wrote:
@LesWH wrote:I was in the garden after getting my BCE, CSP, and Paypal Extras MC. I decided to join PenFed after reading about it in this forum. I also apped for their Cash Rewards credit card for the 5% back on gas. I was approved with a $20,000 dollar limit!!!!!!
SummaryCongratulations, your application has been approved.
Credit Limit: $20,000
What are your scores like? I want to apply, but I have 4 new accounts in the last 6 months
Ha! I have 14 new accounts in the last 2 months!! My EQ was 734. Utilization 2%. No baddies. 5 Inq in the last 6 months, 8 total. Mine was truly a YMMV situation! I was not asked for any pay stubs, etc. I never talked to a LO. I received a refi on my Range Rover and their thrifty LOC on top of the 20,000 Platinum Cash Rewards.
I got another denial letter for ovedfraft LOC. The reason was sufficent credit. They pulled EQ.
Ron.
@Ron1 wrote:I got another denial letter for ovedfraft LOC. The reason was sufficent credit. They pulled EQ.
Ron.
How much credit do you have?