No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Took them about 2 1/2 weeks for me. After they confirmed that they recieved my mailed app, it took them about a week before they looked it over, then they requested a copy of my ID. Once they received it i didnt hear from them for another week, so i called in and the lad said they were very busy so she would try to work on my account within the next couple days. a few days later she called and said welcome to psecu.
They are very nice people, the new accounts dept is just really busy.
I asked them very nicely if I could please email my signed application. Now, I just hope to not have to send any additional information. I was told my application was put in line with other applications.
Patience is the key word. It took me 3 weeks to get the welcome package in the mail. They actually needed me to fax something over, but after I did fax it, within the next day I received the welcome e-mail, and the package arrived a few days later. I guess they are really swamped with apps lately. The CSRs are all really helpful and nice though (at least the ones I spoke to).
Oh yeah, and don't get excited if you get the checks really quickly, they seem to send those right away...
@Anonymous wrote:Patience is the key word. It took me 3 weeks to get the welcome package in the mail. They actually needed me to fax something over, but after I did fax it, within the next day I received the welcome e-mail, and the package arrived a few days later. I guess they are really swamped with apps lately. The CSRs are all really helpful and nice though (at least the ones I spoke to).
Oh yeah, and don't get excited if you get the checks really quickly, they seem to send those right away...
I didn't see an option to change my address. There was a note saying the address on the application is what will appear on the checks. The application wanted a street address, but, I like for all my mail to got to my P.O. Box. I will never use the checks anyway, so I guess it's not a big deal.
I'm curious if they ever did a hard pull on EX, or if you were able to get approved with a soft one. That's one of the reasons why I'm putting off applying for an acct. with them, as I already have 7 inq on EX. It would be great to know if we're able to open an acct with a soft pull from them.
Thanks!
Hard pull from EX
@bichonmom wrote:I'm curious if they ever did a hard pull on EX, or if you were able to get approved with a soft one. That's one of the reasons why I'm putting off applying for an acct. with them, as I already have 7 inq on EX. It would be great to know if we're able to open an acct with a soft pull from them.
Thanks!
They did a soft pull. I have a freeze on my EX report. I don't see why they should do a hard pull if I only applied to become a member and get a savings and checking out.
Got a call from PSECU today. They asked about the credit freeze on my EX report. The rep said she was not able to access my report. I don't understand when there is a soft inquiry showing up. She said it's up to me if I want to continue the process, but I have to lift the freeze.
@DI wrote:Got a call from PSECU today. They asked about the credit freeze on my EX report. The rep said she was not able to access my report. I don't understand when there is a soft inquiry showing up. She said it's up to me if I want to continue the process, but I have to lift the freeze.
Yikes - thats what I thought.