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Watson1225 wrote:
I did call them before I did the online disputes with the agencies today. The CSR I spoke with told me that Juny send the information to TransUnion only. EX and EQ get the information from TU, so if TransUnion make a reporting error, the other two follow suit. She said that my account shows correctly on Juny's systems.I figure this is probably an easy fix at the agencies. Once my next statement cuts, hopefully TU will get it right. If it happens again, then I will assume that the CSR gave me inacurate information and escalate my request to a supervisor.I have worked hard on my credit for the last 9 months and want my FICO corrected so I don't receive any AA during account reviews from my current creditors.
Watson1225 wrote:Ugh, I just looked at my card and think I answered my own question. I notice my Vegas Mastercard is a World card and not a platinum card. I think they originally were reporting incorrectly by showing the credit limit and recently corrected that. This card is similar to the Citi Premier Pass and I know the PP does not report limits.If I had realized this was the World, I would have used this card in a very different manner and made sure it was PIF each month before statment cuts. Sent Juny CSR an email, so waiting to see what they say.Oh well, live and learn I guess.