Does anyone know what credit score PFCU requires to issue a credit card?
Penfed?
Yes, PenFed.
EQ from what I've read.
Thank you, BigBS.
My next question concerns the actual credit score itself. My credit score just went up 27 points from the former 639. I don't want to apply for a credit card that will be denied. Now that I have the name of the CRA they use, does anyone know what numerical credit score they require in order to be issued a credit card?
@IncrsCredScore wrote:Thank you, BigBS.
My next question concerns the actual credit score itself. My credit score just went up 27 points from the former 639. I don't want to apply for a credit card that will be denied. Now that I have the name of the CRA they use, does anyone know what numerical credit score they require in order to be issued a credit card?
I don't know what the bottom line score or nominal score is, but I'm sure someone can provide that. I would ask what things are you looking for in a CC that PFCU can give you? There may be others even better (I've heard PFCU can be tough sometimes).
@user5387 wrote:
@IncrsCredScore wrote:Thank you, BigBS.
My next question concerns the actual credit score itself. My credit score just went up 27 points from the former 639. I don't want to apply for a credit card that will be denied. Now that I have the name of the CRA they use, does anyone know what numerical credit score they require in order to be issued a credit card?
It's unlikely you'll be approved with a score of 666.
There are many threads around here that describe how conservative a lender Penfed is.
They don't approve devil's advocates 