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Just closed credit one yay

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Anonymous
Not applicable

Just closed credit one yay

Junk card started out as 500, offered 1 cli to 750 that i had to pay a service fee on scores all over 700 never offered another increase seems as if they increase you only if you stay in debt and they collect that sweet interest money, called in April to cancel offered 3 months no fee to not close called today to close, took me back under 25k in lines but I think that card was just a blemish on my profile bucketed cap 1 will be next

Message 1 of 26
25 REPLIES 25
pete19103
New Contributor

Re: Just closed credit one yay

Any day you get of a Credit One card is a good day!!

 


@Anonymous wrote:

Junk card started out as 500, offered 1 cli to 750 that i had to pay a service fee on scores all over 700 never offered another increase seems as if they increase you only if you stay in debt and they collect that sweet interest money, called in April to cancel offered 3 months no fee to not close called today to close, took me back under 25k in lines but I think that card was just a blemish on my profile bucketed cap 1 will be next


 

Message 2 of 26
1GaDawg85
Valued Contributor

Re: Just closed credit one yay

Any time you can dump Credit One is a good thing!


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 3 of 26
Adkins
Legendary Contributor

Re: Just closed credit one yay

Congratulations! 


Last HP 08-07-2023



Message 4 of 26
M_Smart007
Legendary Contributor

Re: Just closed credit one yay

@Anonymous, Congrats on closing the subprime cardSmiley Wink

Message 5 of 26
blindambition
Senior Contributor

Re: Just closed credit one yay

Buh byye! 

Message 6 of 26
805orbust
Valued Contributor

Re: Just closed credit one yay

Well done. And good riddance. Just remember to sign into your online account every so often for the next 2 months. Those guys WILL hit you with extra fees on the way out. Just pay them, mission accomplished. 

 

Congratulations. 



Message 7 of 26
gdale6
Moderator Emeritus

Re: Just closed credit one yay

If it has served its purpose then it was time to close it out. I dont like doing business with such banks, this one is owned by the Sherman Group one of the largest collection agencies in the country. Kudos to you for kicking it to the curb!

Message 8 of 26
Anonymous
Not applicable

Re: Just closed credit one yay

Thanks it was by far the worst card in my portfolio, monthly fee, highest apr, no grace period, one of the lowest limits, no reason to pay the monthly fee to keep it

Message 9 of 26
Anonymous
Not applicable

Re: Just closed credit one yay

Screenshot_20200707-205438.png

 

Close one and another door opens....too bad im being a good boy and am in the garden

Message 10 of 26
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