Just got Discover IT, when can I CLI?

[Anonymous]

Just got my IT card today with a CL of $1500. Thought that was kind of low since on the sheet it says my EQ FICO is 792 and I listed my income as $50K. When's the soonest I can CLI? I don't mind a hard pull. thanks...

[wche]

you can try a SP CLI starting at 3 months. Otherwise you can take a HP after 3 months as well

[Anonymous]

thanks!

[FinStar]

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@wche wrote:
you can try a SP CLI starting at 3 months. Otherwise you can take a HP after 3 months as well

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+1

3-6 months seems to be the general consensus.  An item to keep in mind, they are a pretty conservative lender so unless any major significant changes occur on your overall profile (internal score, CRs, income, etc), not much of a CLI can be expected in a 3 month timeframe....YEMV.