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Topic pretty much. I have 3 Amex cards, a Discover, and now a Citi card that pulled Equifax, would like to get another 0% intro card that pulls TU preferably, but Experian is fine. I can't do chase, wells fargo, or cap one. I'm in Colorado if that makes a difference. BofA seems like a good choice, but last time they sent me a proof of income letter and I thought it was a straight denial so never sent it back - I'm fine sending paystubs but don't feel like sending tax returns to a random bank.
Any suggestions? I know FNBO was hot here for a minute, and my personal bank has some Elan cards.
@Steeled wrote:Topic pretty much. I have 3 Amex cards, a Discover, and now a Citi card that pulled Equifax, would like to get another 0% intro card that pulls TU preferably, but Experian is fine. I can't do chase, wells fargo, or cap one. I'm in Colorado if that makes a difference. BofA seems like a good choice, but last time they sent me a proof of income letter and I thought it was a straight denial so never sent it back - I'm fine sending paystubs but don't feel like sending tax returns to a random bank.
Any suggestions? I know FNBO was hot here for a minute, and my personal bank has some Elan cards.
@Steeled I would recommend Elan, especially when you have an existing relationship. Even if the deposit account was opened the same day.
I have 2 personal (MCP) and 2 business (Rwds,Platinum) cards, all pulled TU. IME, when applying with an open deposit account, the SLs were generous. Also, IIRC, after a year minimum you're able to request a product change.
Citi only pull EQ in new york which sucks for me since got over 10 but my ex has 1 ....