No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
wmarat wrote:
I have not applied for CC for 6 month, but was pre approved for morgage yesterday.
FutureMrsL wrote:
I got a Nordstrom Visa Signature last week with a 728 score and a Macy's card last month. These are my first 2 cards since coming out of my rebuilding stage. HTH!
I was approved last week for a Citi Hilton Honors Gold Card 5000. Pulled Eq 663
Husband was approved for Best Buy only 800 .....should have applied in the store for this one
AMEX just reduced my limit on my Hilton Honors from 19k to $8,200. I have a $7,100 balance with 3.9% for life, but my utilization will now suffer.
So I app'd for 5 new cards on Friday.
Lexus Visa - They pulled TU, 7-10 day message
Wamu Platinum - They pulled TU, $5,000 instant
Wells Fargo - They pulled EX, $9,000 instant (I have my mortgage with them)
Citi Diamond Preferred - They pulled EQ, $3,000 instant
Bank of America - They pulled EQ - $7,000 instant
I am in DE & my EQ score is 747. Not sure of the others but I think lower because I have more inquiries on those (20+ as opposed to EQ only 5)
@haulingthescoreup wrote:
@Anonymous wrote:
I got a Nordstrom Visa Signature last week with a 728 score and a Macy's card last month. These are my first 2 cards since coming out of my rebuilding stage. HTH!
Sounds like you stayed patient and didn't go apping until you got your scores where you wanted them. Nice work!
Thanks Haulingthescoreup! That was exactly my plan. Believe me, I got an itch a time or twenty I had my little Orchard Bank card, which was good for the time being, I wanted to make sure I was ready. Feels good though!
Three weeks ago I apped for three (all within 4 days of each other): Citi Plat ($7k cl), BoA Plat ($12k) and Exxon/Mobil ($1k). All approved.
All three now show up on EX and EQ, only BoA showing on TU (as of today).
I haven't pulled FICOs for EX and TU yet, but thru ScoreWatch, my EQ score fell 23 pts for the new accts. All inqs were on EX.
Still rebuilding - these were the first credit cards I've been issued in 10 years.
Nov. 7th: Patelco Visa Classic/$1k
Nov. 13: Automatic preapproval for a Macy's Visa/$2K (already had a Macy's store card, $600 TL)
Hope so. Thanks.
@haulingthescoreup wrote:
@wmarat wrote:
I have not applied for CC for 6 month, but was pre approved for morgage yesterday.
A-ha! We're about to have another happy homeowner. congrats!