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Just got approved for credit card?? What's your score?

ChristinaDawn
New Member

Re: Just got approved for credit card?? What's your score?

Well, here's the thing...I've been banking with Chase for many years and received a pre-approved application.  With my credit history though, I thought that it would be denied.  As we all know, pre-approved doesn't mean approved. Smiley Happy My score is only 555 and I do have baddies on my reports.  However, they pulled all three cr's and approved me for $4000.
Message 91 of 118
ChristinaDawn
New Member

Re: Just got approved for credit card?? What's your score?

I've been banking with Chase for many years now and did receive a pre-approved offer, however I didn't expect (with my cr history) to have it approved.  Pre-approved doesn't always mean approved. Ya know?
Message 92 of 118
ChristinaDawn
New Member

Re: Just got approved for credit card?? What's your score?

I was pre-approved, although being pre-approved doesn't necessarily mean that you're going to get any farther than submitting the application.  I, like you, had been under the impression that Chase Mastercards were for those with high cr scores, but my scores are below 600 and yes, I have baddies on my reports (although I'm working hard to clean them up).
Message 93 of 118
fender
Established Contributor

Re: Just got approved for credit card?? What's your score?

how do you have a 555 score with no baddies? 

 

edit: nvm thought u said no baddies.. what were ur baddies and how old

Message Edited by fender on 12-20-2008 11:24 AM
"WTB Access Number"
Message 94 of 118
rpmmotorsprts
Valued Member

Check this approval out.

Kay Jewelers ran a EQ on me, and I have a 585, no baddies at all. Longest account history is 8 months, they approved me for 2800!!!!! Wooot! That will help my UTL.
EFX 743 TU 679 EXP 659
Message 95 of 118
iltph
Frequent Contributor

Re: Just got approved for credit card?? What's your score?

Macy's - $500

Kay Jewelers - $3,000

Jared & JBRobinson - 20 day notice

Chase Freedom Card - 30 day notice

-------------------------------------------
April 2009: TU 768
March 2009: EQ 671
February 2009: EQ 666
January 2009: TU 667 | EQ 620 | EX 669
December 2008: TU 651 | EQ 625 | EX 649
April 2008: TU 642 | EQ 636 | EX 635
November 2007: EQ 542


November 2006: EQ 501
Message 96 of 118
Zar
Regular Contributor

Re: Just got approved for credit card?? What's your score?

Nordstrom Retail Card (I wanted this one). EQ: 724 after the approval... maybe over 730 before they pulled it.

 

Zar Smiley Happy

Message 97 of 118
fender
Established Contributor

Re: Just got approved for credit card?? What's your score?

Just got approved for cap1, 600 scores, with a cap1 charge off.
"WTB Access Number"
Message 98 of 118
plasticguy
Established Contributor

Re: Just got approved for credit card?? What's your score?

Wamu Visa . TU 12,500Smiley Very Happy over 800
Message 99 of 118
korgsman
Established Member

Re: Just got approved for credit card?? What's your score?

On 12/16/2008, I applied for a Discover More card since I kept receiving their 'Pre-Approved" invitations. On a whimsy, I decided to apply and was approved for a $3,500.00 CL with a 0% APR until july. I believe they pulled Experian (705). On 12/18/2008, I applied for an American Express Green Rewards card; it too was approved. Not sure which CB report they pullled, though (maybe EQ which is currently 699). Does anyone have any horror stories about these issuers?
Message 100 of 118
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