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I got my secured Citi card about 13 months ago. Then this past weekend, I realized I had a letter from Citibank, which told me that my secured card was graduating and that I'd be receiving my new Citi Diamond Preferred card within 75 days.
I have a couple of questions about this, and I'm hoping that others who have had a Citi secured card graduate can enlighten me a bit.
Thanks in advance for any help you can give.
Datapoints for this card will be all over the place. That's the earliest Citi Secured graduation I've seen. Usually it's 18 months.
I think lenders are beginning to loosen things up as my sister graduated her Discover in only 6 months.
I've heard of graduation happening at around the 12-month mark, but it doesn't seem to happen very often.