Just got my new AMEX BPC.... Finally!!

[irving_magik]

So I only have one question (right now, at least)... I got a 17.24% according to my card agreement. Did I get the best rate?

And if so, does that mean I won't get a free EX Fico score??

[tubesock]

My BCP is 15.24% so 17.24% is not their lowest APR. Not sure if 15.24% is the lowest either. 

[tubesock]

Oh, and congratz! I love my BCP! Enjoy all the cash back!

[irving_magik]

: )  thank you, really worked hard to get my score good enough. This card has been on my wishlist for the longest time.

  I looked on their website under 'terms, conditions, & disclosures" and it said

0.0% introductory APR for the first
12 months.

After that, your APR will be 17.24, 20.24 or 22.24%, based
on your creditworthiness as determined at the time of account opening. This APR
will vary with the market based on the Prime Rate.

I wonder if your rate is not offered anymore as a starting rate??

[tubesock]

---

@irving_magik wrote:

: )  thank you, really worked hard to get my score good enough. This card has been on my wishlist for the longest time.

  I looked on their website under 'terms, conditions, & disclosures" and it said

0.0% introductory APR for the first
12 months.

After that, your APR will be 17.24, 20.24 or 22.24%, based
on your creditworthiness as determined at the time of account opening. This APR
will vary with the market based on the Prime Rate.

I wonder if your rate is not offered anymore as a starting rate??

---

I only pc'd to the BCP from the HHonors in April so I'm not sure. I wish I had done it sooner or even had it from the beginning because of love the cash back!

[irving_magik]

Hmmmm, I guess I'll have to wait and see if I get a letter with my Fico score or not.

[SpiceIslander]

---

@irving_magik wrote:

So I only have one question (right now, at least)... I got a 17.24% according to my card agreement. Did I get the best rate?

And if so, does that mean I won't get a free EX Fico score??

---

Congrats on your BCP approval! Got mine last week and loving it! You may have received the best rate AMEX was offering at the time you applied.

[irving_magik]

---

@SpiceIslander wrote:

---

@irving_magik wrote:

So I only have one question (right now, at least)... I got a 17.24% according to my card agreement. Did I get the best rate?

And if so, does that mean I won't get a free EX Fico score??

---

Congrats on your BCP approval! Got mine last week and loving it! You may have received the best rate AMEX was offering at the time you applied.

---

   Thank you!!! I finally used the card this morning at Starbucks..... and this might sound lame, but I got a really weird sense of accomplishment when I paid using my very first AMEX.... hahahaha..... I know, weird.

[Cadillac-XTS]

Congrats

[emptypockets]

---

@irving_magik wrote:

Hmmmm, I guess I'll have to wait and see if I get a letter with my Fico score or not.

---

Usually, the letter comes a day or so before the card if you don't get their best rates.